Police are warning residents in Gedling borough not to fall foul of “courier fraud” after a rise in reports across the area.
Courier fraud is when the offender cold calls the victim posing as an official such as a police officer or a member of a bank’s fraud team.
They will instruct the victim to go to their bank and withdraw money. The offender will claim that they are investigating staff at the bank that they need the victim’s help in some kind of undercover operation and they need the victim to withdraw money so that it can be examined.
During these recent incidents the fraudsters have been using the following reasons for victims to withdraw cash:
– Some money has been removed from a victim’s bank account and staff at their local bank branch are responsible.
– Suspects have already been arrested but the “police” need money for evidence.
– A business such as a jewellers or currency exchange is operating fraudulently and they require assistance to help secure evidence.
A spokesman for Action Fraud said: “Victims are then asked to cooperate in an investigation by attending their bank and withdrawing money, withdrawing foreign currency from an exchange or purchasing an expensive item to hand over to a courier for examination who will also be a fraudster. Again, to reassure the victim, a safe word might be communicated to the victim so the courier appears genuine.
“At the time of handover, unsuspecting victims are promised the money they’ve handed over or spent will be reimbursed but in reality there is no further contact and the money is never seen again.”
Fraud-busters Action Fraud has now issued the following advice to help people protect themselves from this fraud:
Protect Yourself
Your bank or the police will never:
– Phone and ask you for your PIN or full banking password.
– Ask you to withdraw money to hand over to them for safe-keeping, or send someone to your home to collect cash, PIN, cards or cheque books if you are a victim of fraud.
Don’t assume an email or phone call is authentic
Just because someone knows your basic details (such as your name and address or even your mother’s maiden name), it doesn’t mean they are genuine. Be mindful of who you trust – criminals may try and trick you into their confidence by telling you that you’ve been a victim of fraud
Stay in control
If something feels wrong then it is usually right to question it. Have the confidence to refuse unusual requests for personal or financial information.
For more information about how to protect yourself online visit
